WOLANSKI & Co. TRUSTEES LIMITED

SIPP FAQs

Self-Invested Personal Pension (SIPP)

Wolanski & Co. Trustees Limited, is the Trustee and Administrator of the Wolanski & Co. Personal Pension Plan, which is an extremely flexible self-invested personal pension scheme. The plan allows investment in all areas permitted by HM Revenue & Customs.

Members of the plan can control the way in which their pension fund is invested - they can choose the investments, and manage the fund, themselves or, alternatively, they can appoint a fund manager to do this.

The Wolanski & Co. Personal Pension Plan:

is not tied to any fund manager or insurance company

allows investment in all the areas permitted by HM Revenue & Customs

allows for benefits to be paid using income withdrawal and/or phased retirement

can accept contributions from the self-employed, employers and from employees/directors who are not members of a company pension scheme

can receive transfer values from other types of pension arrangements

The provider of the plan is Alliance Trust Savings Limited (ATS) who are owned by two long-established UK investment trusts, The Alliance Trust PLC and The Second Alliance Trust PLC. ATS is authorised and regulated by the Financial Services Authority (FSA).

A separate high interest account is opened for each member and the cheque book is given to the member who, together with Wolanski & Co. Trustees Limited, is a signatory on all the cheques drawn on that account.

There are no hidden charges in the Wolanski & Co. Personal Pension Plan, the charges are straightforward, fully disclosed and competitive.