Legal Information About us This site is operated by Wolanski & Co. Trustees Limited. Wolanski & Co. Trustees Limited is registered in England, number 2178783. The registered office is 131 Finsbury Pavement, London, EC2A 1NT. Wolanski & Co. Trustees Limited is a member of the Association of Member-Directed Pension Schemes. General information about financial services is available from the Financial Services Authority (FSA). The FSA is an independent watchdog set up by the Government to regulate services and protect your rights. It provides free and independent information about financial matters on its website at www.fsa.gov.uk Our normal hours of business are 9am to 5.15pm weekdays excluding bank holidays. You can contact us by ringing +44 (0) 20 7496 1400, by writing to us at 131 Finsbury Pavement, London, EC2A 1NT, or by using one of this site's contact facilities. By using this site you are agreeing to be bound by these terms of use (as amended from time to time) and the uses we make of data relating to you (as described below). If you do not agree to the terms of use then you must not use this site. Anti-money laundering Wolanski & Co. Trustees Limited must adhere to anti-money laundering legislation. This requires us to carry out identity verification checks. If we cannot adequately verify your identity in accordance with the legislation, we reserve the right to refuse the investment. If the funds are invested prior to the identity checks being carried out, we will not release the proceeds until we receive adequate verification of your identity. Environmental policy We have a waste reduction policy that includes the recycling of all paper and the use of photocopy paper made from sustainable resources. We have movement sensors on all lighting to eliminate the unnecessary usage of electricity, and employees are also encouraged to turn off their computers at night to save electricity. Charitable activities We are involved in raising money for charity and regularly take part in the Jeans for Genes campaign (www.jeansforgenes.com) and Red Nose Day (www.rednoseday.com). Wolanski & Co. Trustees Limited also encourages its staff to organise activities to raise money for charities which they feel strongly about. In the past, this has included activities such as dress-down days, raffles and sponsored walks for charities including Breast Cancer Research and Whizz Kidz. Jurisdiction for use Products and services advertised on these pages are only available to UK-based companies and to individuals who have the right to contribute to HM Revenue & Customs approved pensions. Governing law This site is governed by the laws of the country of the UK within which you reside and any dispute or action arising out of this site shall be determined in accordance with such laws. Intellectual property rights "Intellectual Property Rights" means any patents, copyright, database rights, design rights, registered designs, trade marks or service marks, trade names or know how (whether registered or not) and all rights or forms of protection of a similar nature existing anywhere in the world. All Intellectual Property Rights on this site are owned by or licensed to Wolanski & Co. Trustees Limited, and may not be reproduced or copied except as set out below. Copyright The contents of this site are copyright of Wolanski & Co. Trustees Limited. The reproduction of any material present on this site is prohibited, except that you may print or download extracts for use in your own business. The material on this website may not be posted to bulletin boards, newsgroups or related sites. Information only This site is not, and should not be construed as, an offer to sell or invitation to buy, or the solicitation of any offer to buy any investments, securities or other products or services. The information and opinions provided on this site are for guidance only and are not intended to provide investment, tax, legal or accounting advice to you. The information and opinions should not be relied on as authoritative or definitive and whilst they have been compiled in good faith, there is no representation or warranty, express or implied, as to their accuracy or completeness. They should not be used as the basis of any decision nor as a recommendation of the products and services referred to on this website, nor their suitability. Use of this website cannot be a substitute for taking expert financial advice about your particular circumstances. Privacy policy By using this site you may enter personal data which will be held by us. The Data Protection Act 1998 (the "Act") governs the collection and use of personal data and gives you certain rights including the right to see the data that we hold on you (for a small charge) and to have any errors corrected. We will only use your data for the purposes stated at the point of collection and for dealing with enquiries and other contacts initiated by you from time to time (whether through this site or by other means (e.g. telephone). Wolanski & Co. Trustees Limited is firmly committed to your privacy. We will only use the information that we collect about you in accordance with the Act and these terms of use. This Privacy Policy section of the terms of use tells you about our information gathering and dissemination practices and should help you understand what we do with any personal information that you provide to us while using the site or using or enquiring about our services. When you visit this site we will only collect data that will personally identify you when you provide us with data in clearly marked sections of the site. Details about you and any other information that identifies you ("Personal Information") which you provide through this site and/or through your other (e.g. telephone) communication with us and our representatives are held on our system and used for operational purposes such as providing you with the information and materials you request and monitoring use of the site and its related services. Please note that we may monitor your use of this site and your communications with us and our representatives for quality control and other lawful purposes. Use of your Personal Information: we will not sell your Personal Information to anyone. Any information that we have collected or stored about you may be transferred to a future purchaser of our company and/or its assets, or a company which you or your employer engages to provide you with services in place of Wolanski & Co. Trustees Limited, each of whom may use your personal information on the same basis as we do. We will not disclose your Personal Information to third parties except as outlined above or in the unlikely event that we believe in good faith that we are required to do so by court order or other legal requirement. If you apply for a product or service we will use your personal data in accordance with the consents that you give us when you apply for the product or service. The secure section of the site is password protected and all of our online transactional services are protected by firewalls from unauthorised access to our systems. You will be able to communicate with us securely within these areas (for other types of email please see below). Deleting, deactivating and amending your personal information If you wish to delete, deactivate or amend any of the information held about you on our database then you can do so using either the site's "Contact Us" facility, or through your regular Wolanski & Co. Trustees Limited contact. Internet email (i.e. which is not sent within a secure area) You may contact us by Internet email at webmaster@wolanski.co.uk Such emails are not a 100% secure method of communication. Wolanski & Co. Trustees Limited accepts no responsibility for any loss you may suffer as a result of interception and advises that you do not transmit any of your account information or account details by Internet email. We regret that we cannot send to you confidential information by Internet email. Reminders Wolanski & Co. Trustees Limited would like to remind you that you are entitled to access information held about you and, if found to be inaccurate, to have the information corrected and/or deleted. For further information please visit the website of the Information Commissioner at: www.dataprotection.gov.uk. We will tell you if we intend to use your information for marketing purposes and we will give you the opportunity to opt out of such marketing if you wish. (Wolanski & Co. Trustees Limited is committed to keeping your Personal Information secure and confidential). Cookie policy Cookies are small pieces of information that a website can store on your computer. They allow websites to remember who you are. Typically, your browser will store each cookie as a small text file. A cookie will always contain the domain name of the originating website. For security, only the originating website has permission to read the cookie. When you log into our website, we set a cookie containing a randomly generated unique reference number. This anonymous number allows us to identify you. We will never store your Personal Information directly as a cookie. In order to help you gain access to our site, when you log in a persistent cookie will be set. Persistent cookies are not deleted when you close your browser, and will allow the website to recognise you on your next visit. The use of persistent cookies is not advised on shared computers (such as in web cafes, schools, colleges, universities or public libraries). Cookies allow us to see how our website is being used. This information forms the basis of future development work, and so enables us to continually improve our site to best suit our users. Cookies can be enabled, deleted or disabled at any time through your browser's preference menus. Further information on controlling cookies is available at www.aboutcookies.org Hypertext links Certain links in this website may lead you to websites which are not under the control of Wolanski & Co. Trustees Limited. When you activate these, you may leave the Wolanski & Co. Trustees Limited website. These links are provided solely for your convenience and do not represent any endorsement or recommendation by Wolanski & Co. Trustees Limited. Wolanski & Co. Trustees Limited accepts no responsibility or liability for the contents of any website to which a hypertext link exists and gives no representation or warranty as to the information on such websites. Wolanski & Co. Trustees Limited accepts no responsibility or liability for any loss arising from any contract entered into with any website to which a hypertext link exists. Linking to this site You may establish a link to the home page of this site on the condition that you agree to and comply with these terms of use and, in particular, the following:
Limits on use You may not use the site or services offered on or through it for personal gain and you may not sell or provide to any third party, or otherwise profit from, any of the services or information (nor any modification, adaptation or analysis of them) available on or through this site. Limited licence You are granted a limited licence to download the materials contained on this site to a personal computer, and to print a hard copy of the materials contained on this site, solely for your personal, non-commercial use, provided that all copyright, trade mark and other proprietary notices are left intact. Use of the materials contained on this site on any other internet site or other media is strictly prohibited. The grant of this limited licence is conditional upon your agreement to and compliance with all of these terms of use. Software (if any) made available to download from this site is either owned by or licensed to us. You may only use such software in accordance with the end user licence accompanying that software or, where there is no such licence, you are granted a non-exclusive, non-transferable licence to use the said software for using this site in accordance with these terms of use. All rights of any sort relating in any way to this site (including, but not limited to, those relating to its content, branding and any services, software and other materials made available on and through it) which are not granted to you in accordance with these terms of use are hereby expressly reserved to us. Disclaimer and limitation of liability
Severability If one or more of the provisions of these terms of use are at any time found to be invalid by a court, tribunal or other forum of competent jurisdiction, or otherwise rendered unenforceable, that decision shall not invalidate or void the remainder of these terms of use. These terms of use shall be deemed amended by modifying or severing such provisions as necessary to render them valid, legal and enforceable while preserving their intent, or if that is not possible, by substituting another provision that is valid, legal and enforceable which materially gives effect to their intent. Any invalid or unenforceable provision or provisions shall be severable from these terms of use so that the validity or enforceability of their remaining provisions, or the validity of the provision(s) in question in any other jurisdiction, shall not be affected. Change of terms of use We may alter, adapt or otherwise change these terms of use from time to time. Your use of this site or any service(s) made available on or through it will constitute acceptance of those amended terms of use and you should review them before conducting future transactions or making any further use of this site. User responsibility It is your responsibility to ensure that your computer is virus protected. Wolanski & Co. Trustees Limited accepts no responsibility for any loss you may suffer as a result of accessing or downloading information from this site. |