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First Steps Account

Our First Steps Account is a flexible self select account, with the same features as the Investment Dealing Account, through which you can make investments for the benefit of a child

Whether you are investing to help fund a child's education, or help them onto the property ladder, you have the flexibility to develop an investment portfolio to suit your individual requirements, while benefiting from our wide investment choice and fixed flat rate charging structure.

Key benefits at a glance:

Fixed flat rate online dealing charge of £12.50 per deal regardless of size of deal
No annual Account or inactivity fees
Invest in around 4,000 investments
Access to Fund Supermarket including 100% commission rebates
Real time online and telephone dealing
A single view of all your investments
A consolidated quarterly statement and valuation

Who can apply for a First Steps Account?
There are two ways you can open a First Steps Account for the children in your life who are under the age of 18. The Account can be opened in your name or jointly with up to four others.

You may apply in your own name, and simply hold all of the cash and investments in the Account for the benefit of the child you nominate
You may open the Account so that you hold it in a ‘bare trust’ for a child, either alone or jointly with up to four other trustees

For full details on how you can apply for a First Steps Account click here



Risk Warnings
Please remember the value of investments and any income from them can go up or down and you may not get back the amount you invested. All investments carry an element of risk which may differ significantly and if you are unsure as to the suitability of any particular investments, you should seek professional financial advice.
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See Also
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First Steps Account Literature
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Investment Choice
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pdf Table of Charges
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pdf Interest Rates Table
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How to Apply
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Important Information

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pdf Terms and Conditions
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pdf Alliance Trust Savings Handbook
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pdf Alliance Trust Savings Sales
     Guide

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pdf Order Handling Policy
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pdf Conflicts of Interest Policy
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Alliance Trust Savings Limited is registered in Scotland No. SC 98767, registered office, PO Box 164, Meadow House, 64 Reform Street, Dundee DD1 9YP; is authorised and regulated by the Financial Services Authority whose address is 25 The North Colonnade, Canary Wharf, London E14 5HS firm reference number 116115; gives no financial or investment advice.